about chapter 13 and credit report

07-16-2003, 10:31 AM

ogwhit

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about chapter 13 and credit report

What is the name of your state? PA
We got a copy of the credit report yesterday and my second mortgage company shows, "Status as of 10/99, account charged off, $XXXXX written off . This mortage company was bought out by another bank just two years ago , we have continued to make payments to them since the bankruptcy in 1999 and haven't had a problem.
Now I noticed that in the first mortgage , the report says status: discharged through bankruptcy chapter 13 and then it says debt included on chapter 13 as of 9/1999.
What does it mean when it says charged off , and amount written off? Is it because of the sale of the second mortgage company?
By the way, since the bankruptcy, neither one of the mortgage companies are reporting any payments history at all, is this normal?

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