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Old 10-09-2009, 08:35 PM
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We filed bankruptcy in 1999. a credit card debt with credit union #1 was discharged under this bankruptcy. We have been banking with Credit union #2 for almost 10 years. Within the last year CU#1 merged into CU#2. Today we received a letter stating that an audit was done and because of the past lost debt with CU#1, CU#2 was closing all of our accounts as of Nov 9. We cannot use our checks and any money we still have in our accounts on Nov 9 will be returned to us via a check. My husband has also been taken off our son's account and my husband's father's account both of which is is a joint holder on. We have not caused CU #2 any loss and our bankruptcy was 10 years ago. Can CU #2 legally close our accounts? If anyone knows about this or can steer me to the answer I would greatly appreciate it. Thanks
  #2  
Old 10-09-2009, 08:55 PM
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Join Date: May 2001
Posts: 6,450
Yes, it's legal.
They are not closing your accounts due to the bk filing but, your previous history with them prior to filing. Keep in mind, it's not CU #2 anymore but, CU#1 that is calling the shots now.
Do yourself a favor and just find another bank.
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