After discharge judgement question

01-05-2006, 09:51 PM

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Join Date: Aug 2005

Posts: 120

After discharge, vacate judgement?

What is the name of your state?What is the name of your state? Oregon

I received my chapter 7 discharge Dec. 19th, 2005. I have a civil judgement for a Citibank credit card from June 4th, 2004, that was included in the bankruptcy.

I know from this site that I am in the 9th circuit court and that the judgement was discharged in the bankruptcy, but I have heard that it also needs to be vacated.

Do I now need to get this judgement vacated?

If so, how do I do this?

Is the process very complicated?

Are there any benefits to having it vacated even if it is not required?

Also, how much does the judgement effect my credit adversely in addition to the damage already done by the bankruptcy?

Thanks in advance for anyone who takes the time to give some input

Last edited by bucs1055; 01-06-2006 at 08:31 PM.

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