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Consumer Bankruptcy : Chapter 7, Chapter 13, Protection From Claims of Creditors
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Old 05-07-2003, 11:46 PM
sunshn2121
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bankrupcy

What is the name of your state? az

If your filing Chapter 7 do you have to claim your car and house if you plan on still paying for them. No equity in house and very little on car. Also if something is a joint account can you still file or will they go after the other person?
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Old 05-08-2003, 08:14 AM
dorenephilpot
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You must list every single debt and every single asset.

If you intend to keep the house and car, then you must keep those payments current and also keep your insurance and taxes current.

You can execute reaffirmation agreements on those.

Yes, if you have a co-signer and that co-signer is not filing jointly with you, then that co-signer is on the hook for the debt you're ditching.
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