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Consumer Bankruptcy : Chapter 7, Chapter 13, Protection From Claims of Creditors
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Old 03-17-2005, 05:19 AM
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Join Date: Mar 2005
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Cool

bankruptcy chapter 13


What is the name of your state? Texas

I filled chapter 13 and it was confirmed 1 year and 4 months ago, it is set for 3 years. I have paid off a big debt since then and was wandering, could I ask to have the chp. 13 dropped. And if so the main part of our debt was credit cards, I would think most of the company's have writen these off as bad debt can they come back and ask for the money if they have done that.
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Old 03-17-2005, 07:12 PM
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Join Date: Feb 2002
Location: Nashville,TN
Posts: 15,706
Unfortunately, you're stuck for the full 3 years. If you suddenly come up with money for an early payoff, the Trustee will raise your payments and the percentage you're paying on unsecured debts.
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