Alabama. I was divorced in Aug. 98, and the divorce stated that my ex would receive the home and be responsible for the mortgage payments. The divorce did not say that she had to re-finance the loan, and take it out of my name. It is still in my name, and she stays about 3 months behind in payments, which has ruined my credit. My ex was a co-signer on the loan. She has not lived in the home since the divorce. Can I file bankruptcy chapter 7 to discharge this as my debt. If so, will the bank let her keep the home, or will it be sold? |