bankruptcy & repossesed car

Any help would be great! My ex-wife and I declared bankruptcy 10 years ago 5 years later we divorced. We assumed in the divorce since the car we had was repossesed by the company that it was taken care of. Now 10 years after the bankruptcy and 3 years after the divorce the auto company is calling and asking us for $2,000 the difference for what they sold the car for and what we owed. My question is After how many years can a secure debt such as a auto loan be written off? Do they still have recourse to come after this money or are they just making empty threats.? It would be almost 6 years since they repossesed this car. Thanks,

Mike

[racer72]

A divorce decree cannot dismiss any debts. And depending on the statute of limitations for your state, the debt may be valid. If it is the original creditor collecting the debt, the clock started ticking when the vehicle was resold. If it is another company collecting the debt, the SOL started when they received the debt and began their collection action. I have noticed a pattern when it comes to debt collection by a lot of creditors, let the debt set for a few years and build up interest and late charges then just before the SOL is about to expire, start the collection action in earnest. You may wish to have a consultation with a local attorney that is familiar with the laws of your state.