to bigun, my hero :)

Rebekka in VA (last question, I promise): regarding last message and your reply: what keeps Toyota (legally) from waiting until my payments are almost made (in 3 years) and then taking the car and reselling it? Since they are not allowed to send me coupon booklets or draft my bank account for payments, what "proof" do I have that I am paying for my car, except my cancelled checks? Will there be any problem with me getting the title after it's fully paid?
I do not want to reopen the case, but my income is not a problem. I feel that a reaffirmation would be granted, but is it worth the trouble? Thanks again.

[bigun]

Rebekka,

Personally, I don't think it's worth the trouble.
As far as proof, keep those canceled checks and bank statements and your sales contract. As long as you keep paying, they'll leave you alone. Why make someone mad that'll probably buy another Toyota in a few years! Best of luck to you.