PissedOregonian
Junior Member
What is the name of your state? OR
I am filing a chapter 7 tomorrow. I am surrendering my car...I am very backward in the loan and it's just not worth keeping.
My question is: when do they come for the car? Is it done before or after the meeting of creditors? I know that there is an automatic stay involved- does the automatic stay prevent them from coming to snatch it before the meeting of creditors?
Just to be clear: I'm not trying to keep the car. I am not hiding the car. I know they are taking it. I just want to know so I can figure out how much time I need to arrange for another (borrowed) vehicle.
Also, my ex husband is on the loan. He is not filing bk. The car was awarded to me in our divorce. If they come take it tomorrow (or before the meeting of creditors), can they repo it by repoing it "from him" because he is not filing?
Thanks
I am filing a chapter 7 tomorrow. I am surrendering my car...I am very backward in the loan and it's just not worth keeping.
My question is: when do they come for the car? Is it done before or after the meeting of creditors? I know that there is an automatic stay involved- does the automatic stay prevent them from coming to snatch it before the meeting of creditors?
Just to be clear: I'm not trying to keep the car. I am not hiding the car. I know they are taking it. I just want to know so I can figure out how much time I need to arrange for another (borrowed) vehicle.
Also, my ex husband is on the loan. He is not filing bk. The car was awarded to me in our divorce. If they come take it tomorrow (or before the meeting of creditors), can they repo it by repoing it "from him" because he is not filing?
Thanks