Chapte 7

What is the name of your state? Georgia

I need something cleared up. I have heard that with a 7, I will still be responsible for the last 6 months / a year of credit card charges. Today, I was told by a lawyer the last 60 days. I give up what is the correct answer????????
To add, No I had no clue that I was going to do a Chapter 7 until after my divorce this past tuesday. I accepted the house as part of the agreement, but got another offer to stay elsewhere for a fraction of what my house payments are. I will be accepting the lesser of the two, so the house which is secured which will be given up in turn making the note unsecured. So, I will add the couple of credit cards i have to it.

Divorced tuesday.
Laid off April 19th
Why not add a log to the anguish and start completely over.

Don't know about Georgia, But I had small purchases on a card 2 weeks before filing, and I didn't have to pay any of it??

[Ladynred]

In general, they tell you to stop using cards for 90 days before filing, as you could be stuck still paying those charges. Cash advances can be looked at for up to a year prior, a lot depends on what you used the money for there.

Whoever told you you'd be liable for 6-12 months is basically incorrect, 90 days seems to be the norm.

Your comments about the 2nd auto was right on track. If I would have filed Chap 7 before tuesday the 25th the day she accepted the divorce agreements she would have lost the car.

Thanks for info on Chap 7 credit cards.

Lawyer did an excellent job in my divorce case, She wanted everything but didn't get it. She left court house very downbeat.
My lawyer and investigator did a great job, if anyone in in the forum is in or around the augusta, ga area and needs either one of these services feel free to ask and i can help.