What is the name of your state (only U.S. law)? SC
I filed Chapter 13 on the same day my home was auctioned due to foreclosure. I'm not sure of the exact time on that day the bankruptcy filing/auction occurred. If the auction occurred first, is there any possibility of keeping my home?
I was in the process of obtaining a modification with Wells Fargo. Paperwork was lost, etc. WF would not accept any mortgage payments. WF foreclosed and my house/land was auctioned. Fannie Mae is the mortgage holder now. I keep getting the runaround/pass-off from WF, Fannie Mae and attorneys. I would like to stay in the home pay what I owe. I filed Chapter 13 without an attorney, and realize I will need to hire an attorney if I go forward with the bankruptcy. However, if WF/Fannie Mae/attorney will work with me on a modification, I'm not sure I want to proceed with the bankruptcy. I fell behind on the mortgage payments because I had to have surgery (blockage in carotid artery) and am self employed with no health insurance and was not able to work for a couple of months. Thank you for any information you can give me.
I filed Chapter 13 on the same day my home was auctioned due to foreclosure. I'm not sure of the exact time on that day the bankruptcy filing/auction occurred. If the auction occurred first, is there any possibility of keeping my home?
I was in the process of obtaining a modification with Wells Fargo. Paperwork was lost, etc. WF would not accept any mortgage payments. WF foreclosed and my house/land was auctioned. Fannie Mae is the mortgage holder now. I keep getting the runaround/pass-off from WF, Fannie Mae and attorneys. I would like to stay in the home pay what I owe. I filed Chapter 13 without an attorney, and realize I will need to hire an attorney if I go forward with the bankruptcy. However, if WF/Fannie Mae/attorney will work with me on a modification, I'm not sure I want to proceed with the bankruptcy. I fell behind on the mortgage payments because I had to have surgery (blockage in carotid artery) and am self employed with no health insurance and was not able to work for a couple of months. Thank you for any information you can give me.