clarification

What is the name of your state? FL


sorry for confusing you both...I really appreciate the answers....

here's the really confusing part....and clarification....


1.) I've already file BK13 and been to 341.
2.) The 1st mortgage is willing to work with me once I'm out of bk.
3.) I plan to convert 13 to 7 to eliminate unsecured because being in 13 is not working out financially.
4.) I have to file an amendment to include SRG.
5.) In their paperwork they sent me, it states 'the loan was transferred' AND 'Until the indebtedness is paid in full, or a BK stay order or an order of discharge has been entered, we will continue all collection alternatives.'

Therefore, I will include them in ch7 as unsecured because they are stating in their paperwork that they're a collection agency and NOWHERE does it state ANYTHING about a mortgage. Of course, he verbalizes that they can foreclose, but a payment hasn't been made since '97.

Thank you again for all your answers...

[HomeGuru]

[quote]Originally posted by down&outinFL
[b]What is the name of your state? FL


sorry for confusing you both...I really appreciate the answers....

here's the really confusing part....and clarification....


1.) I've already file BK13 and been to 341.
2.) The 1st mortgage is willing to work with me once I'm out of bk.
3.) I plan to convert 13 to 7 to eliminate unsecured because being in 13 is not working out financially.
4.) I have to file an amendment to include SRG.
5.) In their paperwork they sent me, it states 'the loan was transferred' AND 'Until the indebtedness is paid in full, or a BK stay order or an order of discharge has been entered, we will continue all collection alternatives.'

Therefore, I will include them in ch7 as unsecured because they are stating in their paperwork that they're a collection agency and NOWHERE does it state ANYTHING about a mortgage. Of course, he verbalizes that they can foreclose, but a payment hasn't been made since '97.

Thank you again for all your answers...

**A: this is a duplicate post. From now on please do not start a new thread. Just post to a thread you already have.