H
haitran
Guest
I filed for a chapter 7 in Louisiana
Can somebody fill me in on the section 722....from what i've read in this forum it allowed you to redeem your vehicle in a chapter 7....i thought the only time you can redeem is in a chapter 13......i'd filed for a chapter 7 and went to my meeting in february and just waiting for the discharge....i have a van retail value of 18000 and owe 22000 on it, therefore i chose not to reaffirm....i've just recieve a letter from the lien company stating they put in a motion of relief of stay and i have 15 days to dispute it....it states that i'm behind 2 months...i stop paying since i filed in december and can't understand why i'm 2 months behind...is it for the month of march and april?????i didn't know about the section 722 and my lawyer didn't mention it to me...i know i must come up with the money and might be able to from a family member....is it too late for me to file the paperwork to REDEEM the vehicle ....any quick advice is apreciated.....thanks a million
Can somebody fill me in on the section 722....from what i've read in this forum it allowed you to redeem your vehicle in a chapter 7....i thought the only time you can redeem is in a chapter 13......i'd filed for a chapter 7 and went to my meeting in february and just waiting for the discharge....i have a van retail value of 18000 and owe 22000 on it, therefore i chose not to reaffirm....i've just recieve a letter from the lien company stating they put in a motion of relief of stay and i have 15 days to dispute it....it states that i'm behind 2 months...i stop paying since i filed in december and can't understand why i'm 2 months behind...is it for the month of march and april?????i didn't know about the section 722 and my lawyer didn't mention it to me...i know i must come up with the money and might be able to from a family member....is it too late for me to file the paperwork to REDEEM the vehicle ....any quick advice is apreciated.....thanks a million
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