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Consumer Bankruptcy : Chapter 7, Chapter 13, Protection From Claims of Creditors
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  #1  
Old 11-18-2002, 11:52 PM
down&outinFL
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Unhappy

convert from 13 to 7

What is the name of your state? FL

I have already filed a 13. I've talked to my 1st mortgage company and we can come to an agreement once I get the bk7 discharged. I have a 2nd mortgage (12k) and they will take .80 on the dollar. The 2nd mortage is City Mortgage, but a collection company called SRG is calling me about it saying they can foreclose if I'm not in bk. I want to convert from 13 to 7 in order to free up 700 trustee fee.

My question:
Can the 2nd mortgage really foreclose or do they have to pay off the 1st mortgage to get their money?

Thank you,
  #2  
Old 11-19-2002, 08:31 AM
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Join Date: Feb 2002
Location: Nashville,TN
Posts: 15,706
If you are currently within a CH 13 BK, the collection agency shouldn't be calling you at all !!!!
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