Credit Report Question

03-18-2005, 06:37 PM

Merles_Question Merles_Question is offline

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Join Date: Mar 2005

Posts: 5

Credit Report Question

What is the name of your state? SC

Last year I filed for Chapter 7. The case was found favorable in June of last year.

Recently I did a credit check and found many accounts still saying "collecting". I have cleared those up for the most part. My problem is, during the progress of my bankruptcy I had incurred several late/overdue payments. These "late payments" were from the accounts I was settling, but now have been closed after the court ruled in my favor.

My question; Are those late payment totals suppose to now be on my credit report? Is there anyway to extinguish these from my record?

Thanks for your help! -Merle

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