creditor calls

I need advice on what I can do with a creditor who is calling me and harrassing me. This guy had me so upset on today, I could not hold my breakfast down. He called my house, my job, my supervisor and the personnel office where I work. Additionally, he called the receptionist at my job.

The deal is that I am behind on my credit card payments. I recently went to CCCS to begin the process of taking care of this problem. This guy did not want to hear this. He called me four times within 15 minutes and was really very aggressive and verbal.

I asked him to call me at home and he said no. He really has me shaken up. What can I do?

I am a law school graduate. What I offer is mere information, not to be construed as forming an attorney client relationship.

This is a posting by a previous person. It seems to work. Read it!

Read the FDCPA (Fair Debt Collections Practices Act) at the following website: [url="http://www.ftc.gov/os/statutes/fdcpa/fdcpact.htm"]http://www.ftc.gov/os/statutes/fdcpa/fdcpact.htm[/url]
You will clearly see what these scumbag debt collectors can, and more importantly CAN'T do to you. When and if they contact you again, make damn well sure that they know that YOU KNOW the FDCPA!!! Do NOT fall for their unscrupulous tactics. They will tell you ANYTHING to try to get money or a check from you!! Don't believe them. Finally, if you do owe the original debt, send your payment directly to the ORIGINAL debtor. If you are paying in full, get a written release from the debtor BEFORE making payment. It can be a very simple form... "Upon receipt of payment of $_______ the debt owed by (you) to (them) will be paid in full and all claims are released." Then make a copy of the check or money order before sending it to the ORIGINAL creditor.