I am 30 years old, I have made very stupid and unwise choices regarding credit cards. I am currently at around 18,000 in debt under two cards. I have home, a car, and loan. I am slowly going under. I really do not wish to declare bankruptcy in order to protect my home and car. I am not so concerned however about my credit, as I am pretty much in trouble there anyway. My question is this, what can I exect to happen if I just quit paying the credit card companies? Can they garnish my wages, can they put me in jail, and they show up at my house? This is not a course of action I wish to follow, but if all else fails...
Thanks for your help, I am in the state of North Carolina is that is at all helpful. |