disability & bankruptcy

[54ton56kat]

What is the name of your state (only U.S. law)? IN
I am on disability and will be recieving back disability pay later this year. We need to file bankruptcy and I want to do so before money gets here. My husband says to wait. Who is right?
Also I have a decision against me in court that says garnishment of other than personal earnings and two that say stay. Can they take any of my social security disability back pay?

 

[bigun]

Speak with a bk attorney and see if it can be exempted.

 

[BanksSuck]

Federal law protects your Social Security retirement, disability and SSI benefits. Section 207 of the Social Security Act prohibits creditors from being able attach, garnish or levy money from Social Security. You would be on the hook for alimony and child support however.

It is advisable to keep your SSDI in a separate bank account - preferably in a different bank.