mrduckcheese
Junior Member
Ok here goes, my ex wife destroyed my credit behind my back so I divorced her but was left with 30k in credit cards. I fell very sick from stress and health causes me to rack up 24000 in medical bills. I recovered and got a good job making about 5000 a month, only problem is I needed a truck that could pull a certain amount of weight. We'll my credit was crap so my mom CO signed. 3 years of perfect payments and I got laid off. Needless to say I'm screwed. I won't employment making only 2000 a month. My truck note is 700 not counting insurance and has plus regular bills. The truck is worth 17k and I owe 27000. I'm out of options and the creditors want it back. My mom cannot afford to pay it and neither can mine. My mom just signed as a favor to help me out because of my credit going down because of my ex wife. Talked to a lawyer for a free consultation and he recommended chapter 7 for me but my mom would still be responsible for the debt and she can't pay it. Can anyone think of something I could do.