fha streamline

What is the name of your state? Arizona

My chapter 13 plan has not been approved yet, yet I already started
payments to the plan. I have been notified that I am eligable for a fha streamline refinance, Can I to get the fha streamline refinance on my mortgage
while in bankruptcy? Chapter 13

[Elmo-1]

The FHA probably doesn't know about your Ch 13 yet. Generally you're required to be one year into your plan, no missed payments and Trustee approval before FHA will work with you.

[url]http://www.va-fha-loans.net/fha/bankruptcy.htm[/url]

"Chapter 13 bankruptcy requires the borrower to have been paying on the bankruptcy for at least one year, performance must have been satisfactory and the borrower must also receive court approval to enter into the mortgage transaction."

I met the guidelines stated in the 1st reply. How do I go about getting trustees approval and court approval
for this refinaince? I am representing myself.

All manually taken loan applications or LOS such as Point or Genisis has a question about bankruptcy. If you do not answer it truthfully and the loan is approved, then audited, you will have committed loan fraud. I don't think you will want to deal with those consequenses.

That is not the case here.

Buck

What is it you are trying to tell me from your response?

All I wanted to know was How do I go about getting trustees approval and court approval for this refinaince? Since I met the guidelines stated in Elmo's response to my first post.

My chapter 13 plan has not been approved yet, (QUOTE)

What is it you are trying to tell me from your response?

All I wanted to know was How do I go about getting trustees approval and court approval for this refinaince? Since I met the guidelines stated in Elmo's response to my first post. [/b][/quote]

Could it be that your Bankruptcy is not complete and you want to refinaince?

Think real hard about this question.

My plan has been confirmed, I've been paying on the bankruptcy for at least one year, It's been more than one year into your plan, no missed payments.

Those are the guide lines that I've met,
Is it possible for me to get the fha streamline (gov approved loan program)
refiniance done now that I've met those guidelines?

[bigun]

I've no idea but, try the mortgage forum at, [url]www.creditboards.com[/url]
The moderators are lenders with experience in dealing past and present credit problems.