file bankruptcy

can a wife file for bankruptcy without her husband just with the bills soley in her name
i have a lot of credit cards just in my name, my husbands has his own cards , in his name they are NOT JOINT ACCOUNTS THEY ARE TOTALLY SEPERATE DIFF ACCOUNT NUMBER AND DIFFERT BANKS, OUR CARS ARE PAID FOR AND OUR HOUSE HAS ANOTHER 8 YEARS LEFT AND OUR SECOND
MORTAGE HAS 8 YEARS CAN THIS BE DONE WITHOUT
MY HUSBAND.

It is doubtful unless all of your assets are separate. Contact a credit and debt counseling service. They are in the Yellow Pages--and there is one listed in Freeadvice under bankruptcy--. They are non-profit organizations and can help you get a payment program set up with your creditors so you can get your debts under control. try it.