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#1
11-03-2003, 01:23 PM
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Filing for lower paymentWhat is the name of your state? I am from Conn. I am currently making weekly payments on my Chapter 13 plan that was accepted by the court. My problem is I was laid off from work last Fri. Can I refile for a lower payment and how would I go about do that? |
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#2
11-03-2003, 02:26 PM
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| Try and convert to chapter 7, if filing chapter 13 was not related non-exempt assets. |
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#3
11-03-2003, 02:38 PM
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| But would'nt I lose my home if I filed Chapter 7? |
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#4
11-03-2003, 02:51 PM
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| Not if you're not behind on your mortgage payments. Why did you file CH 13 to start with ?? CH 13 is for people with a regular income. With no income, you cannot pay into the plan. When you default on a plan payment, the Trustee will move to have your case dismissed for non-payment.
__________________ "Knowledge is Power - use it as you see fit ! I am not a lawyer or a member of the legal profession. My advice is based on research and experience, my own and others, some who practice law. You decide for yourself what actions you do or do not take from my advice. |
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#5
11-03-2003, 03:39 PM
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| I filed to protect my home which was in foreclosure. My wife is still working so we do have some income and unemployment coming in. Problem is I am paying $365.00 a week. I would just like to lower it until I find a new job. |
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