wayneelarson
Junior Member
Georgia, Currently in Chapter 13, only mortgage arrears in BK, mortgage company reporting mortgage lates
I am currently in BK. my mortgage is not in my Chapter 13, only the monies in arrears. The mortgage got bought out, and even though paying on time, the "new" mortgage company is reporting me as 120 days late. They claim that they have to do this legally because the "contractual" due dates are what they report, not the "post-petition" dates?? IS THIS LEGAL??
I am currently in BK. my mortgage is not in my Chapter 13, only the monies in arrears. The mortgage got bought out, and even though paying on time, the "new" mortgage company is reporting me as 120 days late. They claim that they have to do this legally because the "contractual" due dates are what they report, not the "post-petition" dates?? IS THIS LEGAL??