| As long as you listed the lease in your Ch 7 petition, it should be treated just like any other debt incurred before filing: absolved with your discharge. It'll probably help your case if you had proof of your mileage and vehicle condition at the time of your filing.
Mileage charges over the contract limit and vehicle condition after your filing date is your responsibility. The leasing company may contend that the debt is post-Bk since the charges will be assigned after filling. If this happens, get an attorney involved if it can be justified. Since mileage charges are cumulative, you should be responsible only for OTL miles after your filing date. You'll need to turn the car in at the time required, but you don't sign anything except simple release papers. Don't sign anything binding - read the fine print and possibly pay a lawyer to review and advise before signing. |