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[anon46]

What is the name of your state? Massachusetts
Im not sure where to post this but here's what happened , and am I in trouble and what do I do?

A few mos. ago ( maybe 3 or 4 ) Chase CC called and demanded 1500 dollars so I called him at work and he wasn't there, he was on the road so I asked the dispatcher who he is with - he told me the cell phone # of the guy he was on the job with - so I called him on that cell number and told him Chase called and wants 1500 dollars - He said ok give them my checking acct. information - so I did - Now , months later he is claiming he didn't give me authrorization to make that payment - and he is claiming fraud - Just the other day on Aug 30 2007 he asked me to call chase to see if i can get the balance waived and see if they will take a settlement - so I did and I called him back at work and told him they will take 2800 dollars as full payment vs the 5 thousand - He said ok give them my checking acct. info and pay it off - So I did -AGAIN ! Months ago he also got me a cashiers check drawn from his bank to keep for myself and I felt that if I had cashed it or deposited it he would OWN me even more than he did at this point - so I never cashed it or deposited it - I ended up signing it back over to him where he deposited it in his bank ( or so he told me he did ) When I was trying to leave the relationship with him for MONTHS because of verbal and mental and even sometimes physical abuse he kept threatening me with fraud in regards to the above. He opened a chase credit card and added me as an authorized user over a year ago - He admits that - but now he is even saying he hasnt gotten his mail when he just told me today he opened MY mail from the City with an excise tax bill and another piece of mail that contained my drivers license from the registry - I never withheld ANY of his mail at all - in fact he goes to the bank weekly to deposit his pay checks and checks his balances so why NOW after all these mos. is he claiming fraud and unauthorized use of his checking acct. when he gave me the authority to make those payments to HIS credit card?! He even told me weeks and months prior to me leaving him that he would get me for fraud if I left him ! Finally after all the threats and abuse from him I had to leave - that was Aug. 3 2007 was my last day in his house - all started when I needed 4 thousand dollars for an attorney because of the issues I was having with my teenage daughter with DSS in 2004. He had put the 4 k on his AtandT credit card and I was paying the monthly fees on that - He also said he didn't authorize an additional thousand to the Atty at another time which he did - That was also done via telephone with his authorization from work in 2004. This is when he opened the Chase Credit Card in his name and put me on as an authrorized user of that account - I made all payments as it was my debt - that's when he was bugging me to sign on with Mary Kay Cosmetics again so that I could make some additional money to help me out and pay his credit card off of the 4k He transferred the 4 K to the NEW Chase card to clear his balance with AT&T because the interest was getting higher - I continued to make payments - but they got ahead of me with interest - I told Steve this and all he said was " do what you can " We'll figure it out - Then everytime i said i was gonna leave him he would say " FRAUD "
He even told me today he wanted ALL my jewelry because I told him I was NOT going to return to him !Then he also said
Ok im filing fraud charges and my bank even told me they would help me !

[Ladynred]

He even told me weeks and months prior to me leaving him that he would get me for fraud if I left him !

And therein lies his/your major problem. He is BLACKMAILING YOU just as surely as if he was trying to extort money from you. He's trying to scare you, he'd have a tough time actually PROVING you committed intentional fraud. In a court of law, this would boil down to he said/she said, and w/o concrete proof, the judges would more than likely throw it out.

Don't fall for his crap. If you have anything in writing that will back up your side of the story you'll be 1 step ahead of him. You were in a relationship, this kind of back and forth and mixing of funds goes on ALL the time and unless he can prove, beyond a doubt, that you did intentionally mean to defraud him / his bank/ the credit card company, he's not going to win.

As an AUTHORIZED USER, you have ZERO legal liability for the amount on the credit card either.

You don't have to return your jewelry, I'll assume you got it as GIFTS and he has no legal right to demand them back, they are YOURS now.

[debtcollector`]

Step 1:
Leave him.

Step 2:
Get a TPO.

Step 3:
Put ID theft notification on all your credit reports.

[turnkey803]

Need there be more said?

I see you have difficulties with your daughter...everybody does, in someway (with our kids), I think. Then if not for yourself, get her out of the situation, even if you are broke. Many do it...and think of it as lessoned learned, again , if not for yourself, for your daughter.

Times are tough right now, many are living below what we are use to, but never an excuse to stay in a mentally or phisically abusive relationship.

You can use the computer, you found the site, now find your way out of this relationship.

Best to you.