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05-05-2006, 06:44 PM
| | Junior Member | | Join Date: May 2006
Posts: 1
| | | how long after 13 can you do a 7
What is the name of your state? Calif
My husband and I filed for chapt 13 many years ago. It was discharge as being paid in full in Sept 2001. In about 1999 we separated, though still not "divorced" have lived separate since then, taxes, living arrangements and our finances have been our own. He has had some credit card debt that is threating garnishment (and a few other obligations) Where I have no credit card debt but have a large medical bills (over 10K) under my belt and a few.
We have no real assets and were considering filing Chapt 7. My only issue is there is a number of years you can't file after Chatp 13 and I am not sure if it when we first filed chapt 13 or after the discharge. If it is the discharge I am not sure we are eligable, or if I am actually responsible for his charges.
I hope that makes some type of sense.What is the name of your state? |
05-05-2006, 11:08 PM
| | Senior Member | | Join Date: Feb 2002 Location: Nashville,TN
Posts: 15,706
| | | Under the new law, you must wait at least 4 years to file a Ch 7 after a discharged 13. If your Ch 13 was discharged in 2001, you can file a Ch 7 now.
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05-06-2006, 07:59 PM
| | Senior Member | | Join Date: Oct 2004 Location: Phoenix, AZ.
Posts: 3,076
| | Quote: |
Originally Posted by Ladynred Under the new law, you must wait at least 4 years to file a Ch 7 after a discharged 13. If your Ch 13 was discharged in 2001, you can file a Ch 7 now. | No more Chapter 20's eh?
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"Alaska landlord" has been permanently banned for providing inaccurate, misleading & potentially dangerous advice. Any of AL's previous posts should be heavily verified by a competent Real Estate Attorney. Quote:
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Originally Posted by Alaska landlord As tenants, you have no credibility. | Quote:
Originally Posted by Alaska landlord The landlord should not only be allowed to turn off the water, but he should also be allowed to throw OP into the street. | |
05-06-2006, 08:53 PM
| | Senior Member | | Join Date: Feb 2002 Location: Nashville,TN
Posts: 15,706
| | | Nope.. that's part of what the people who bought that lousy legislation wanted !
__________________
"Knowledge is Power - use it as you see fit !
I am not a lawyer or a member of the legal profession. My advice is based on research and experience, my own and others, some who practice law. You decide for yourself what actions you do or do not take from my advice.
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