WE LIVE IN OHIO AND WE ALREADY WENT TO OUR CREDITORS MEETING LAST FRIDAY AFTER FILING A CHAPTER 7 AND THERE WAS AN ISSUE BROUGHT UP ABOUT A VEHICLE THAT WE HAD PURCHASED 57 DAYS BEFORE WE FILED. THE GUY THAT WAS FILLING IN FOR THE TRUSTEE SAID THAT IF IT WAS PURCHASED IN MAY, IT WAS NO PROBLEM, BUT IF IT WAS PURCHASED IN APRIL IT COULD BE QUESTIONABLE. SOMETHING ABOUT A 90 DAY SOMETHING.THAT MADE NO SENSE TO ME AS MAY WAS CLOSER TO OUR FILING DATE THAN APRIL. OUR ATTORNEY SAID THAT IT WAS NO PROBLEM WHEN WE ASKED HIM ABOUT IT BEFORE WE FILED AND HE STILL SAYS IT IS NO PROBLEM, BUT NOW I AM WORRIED BECAUSE I SENT IN THE PAPERWORK OF WHEN IT WAS PURCHASED TO THE TRUSTEE AND OUR ATTORNEY'S SECRETARY SAID THAT THE TRUSTEE HAD CALLED OUR ATTORNEY AFTER THE TRUSTEE RECEIVED THE PAPERWORK, BUT HAD NOT GIVEN HIM AN ANSWER TO IT YET. ALSO THERE WAS AN ISSUE ON A LAND CONTRACT OF PROPERTY THAT WE HAVE BUT DO NOT LIVE ON. THE FILL IN TRUSTEE SAYS THAT THERE IS EQUITY IN THE PROPERTY SINCE WE DON'T LIVE ON IT. IT ISN'T IMPROVED OR ANYTHING.THE TRUSTEE IS TO GIVE US AN ANSWER ON THIS ISSUE ALSO.
OUR BIG TRUCK(MY HUSBAND IS AN OWNER OPERATOR) HAD BLOWN UP AND THE EXPENSES WERE MORE THAN WE COULD HANDLE. WE ARE NOT TRYING TO KEEP THE NEWLY PURCHASED VEHICLE. WE WERE GOING TO KEEP IT BUT THE ATTORNEY TOLD US THAT IT WAS IN OUR BEST INTEREST TO LET IT GO. ALSO NEITHER,OUR ATTORNEY OR US, HAVE HEARD FROM THE BANK WHERE IT WAS PURCHASED THROUGH. I AM SO WORRIED. MY LAWYER SAYS IT IS NO PROBLEM, BUT I AM STILL WORRIED BECAUSE WHEN WE BOUGHT THE VEHICLE, WE HAD 90 DAYS BEFORE OUR FIRST PAYMENT WAS DUE, AND IT WAS NOT DUE BEFORE WE FILED, SO THEREFORE WE HAVE NEVER MADE A PAYMENT ON IT. IT WAS SET UP THIS WAY BECAUSE OF A SPECIAL DEAL THE CAR DEALER HAD GOING ON AND THE SALESMAN TOLD US WE WOULD BE BETTER OFF TO SELL OUR OTHER VEHICLE OUT RIGHT BECAUSE WE COULD GET MORE OUT OF IT THAT WAY. HE NEVER WANTED TO GIVE US ANYTHING AND WE FIGURED WE HAD 90 DAYS TO GET RID OF IT. WE TRIED TO SELL IT BUT NEVER COULD AND WHEN WE WENT TO TALK TO THE ATTORNEY THE FIRST TIME, HE TOLD US TO TAKE THE 4 SALE SIGNS OUT OF IT. OUR LAWYER KNOWS ALL OF THIS BUT SOMETIMES I DON'T KNOW ABOUT HIM. THIS BANKRUPTCY HAS REALLY TAKEN ITS TOLL ON ME. I WAS ALWAYS UP TO DATE ON EVERYTHING AND THIS HAS BEEN A TOTAL CATASTROPHE TO MY LIFE. I WOULD TRULY APPECIATE IT IF YOU COULD TELL ME WHAT TO EXPECT. IT HAS BEEN A WEEK TODAY SINCE WE WENT TO THE CREDITORS MEETING AND WE HAVE HEARD NOTHING. I WOULD APPRECIATE ALL INPUT YOU CAN GIVE ME AND HOW LONG DO YOU THINK IT WILL TAKE BEFORE WE HEAR SOMETHING?
THANK YOU KINDLY IN ADVANCE FOR YOUR TIME |