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Reload this Page Idaho BK in 2002-Collection haunting us again! HELP~

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  #1  
Old 02-13-2006, 02:32 PM
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Idaho BK in 2002-Collection haunting us again! HELP~

Ex-husb and I did the BK thing in 2002.
We have continously fought collection agencies purchasing our old void collections that are on the BK. How do we get this to stop? The collection agencies deny selling or purchasing accounts.
We are in the middle of building a house and a collection agency has done it again. Is there any hope? We may not get the house now that they have done this....
  #2  
Old 02-13-2006, 07:09 PM
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What exactly are they doing besides swapping discharged debt.
  #3  
Old 02-13-2006, 07:17 PM
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They are re-submitting it to the credit beauros as D-Unpaid.
2 yrs ago we had to Fight to get these marked as Z-Bankruptcy,
We are now back at D-Unpaid.
  #4  
Old 02-13-2006, 07:31 PM
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I assume by unpaid they are submitting them with a balance? Talk with your bk lawyer about reopening your bk and suing them for violations of the permanent injunction. There are number of FTC opinion letters that state credit reporting is a collection activity and here is a recent bk case where credit reporting is specifically mentioned as a violation.

[url]http://207.41.19.195/scripts/show_matches.pl?file=decisions/20030903-pk-TERRI_J._GOODFELLOW.html&strings=Goodfellow[/url]

BTW, have you disputed this in writing with the CRA's?
  #5  
Old 02-14-2006, 05:09 PM
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Yes, They are.
Thank you for the link...

and yes, these have been disputed in writing.... some sevral times.
I appreciate your time!
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