Maybe. For example, if you were sued for defamation and lost, a judgment might not be dischargeable in bankruptcy. Facts matter.What is the name of your state (only U.S. law)? Pa.
If a person has been sued by an individual and lost. Can that amount be included in Chapter 7?
Judgement was for property damage after insurance company denied claim.Maybe. For example, if you were sued for defamation and lost, a judgment might not be dischargeable in bankruptcy. Facts matter.
Under the Bankruptcy Code, Section 523(a)(6), debts incurred as a result of "willful and malicious injury by the debtor to another entity or to the property of another entity" is not dischargeable. Willful and malicious injury is defined as injury that is wrongful, intentional, causes injury, and is done without just cause or excuse.Judgement was for property damage after insurance company denied claim.
Sorry I was not specific to begin with. OK, Owner of car (my daughter) loaned her car out. Driver (at fault) wrecked hitting another car. Daughter cooperated with her insurance company as best she could but neither her nor the insurance company can get the person she loaned the car to (driver) to respond. Insurance company will likely deny claim do to the noncooperation of the driver. The owners of the car he hit (or his insurance company) will sue my daughter and she will loose.Under the Bankruptcy Code, Section 523(a)(6), debts incurred as a result of "willful and malicious injury by the debtor to another entity or to the property of another entity" is not dischargeable. Willful and malicious injury is defined as injury that is wrongful, intentional, causes injury, and is done without just cause or excuse.
If the insurance company denied the claim for property damage, I would want to know why it was denied. There is a good chance you would not be able to discharge the judgment in bankruptcy, though, based strictly on the little you have provided in your posts.
If that happens and your daughter loses, then the insurance company will pay the judgment.Sorry I was not specific to begin with. OK, Owner of car (my daughter) loaned her car out. Driver (at fault) wrecked hitting another car. Daughter cooperated with her insurance company as best she could but neither her nor the insurance company can get the person she loaned the car to (driver) to respond. Insurance company will likely deny claim do to the noncooperation of the driver. The owners of the car he hit (or his insurance company) will sue my daughter and she will loose.
That is about the best I can describe situation I think.
Thank you,
JR
I just thought with the change of subject from insurance to bankruptcy I should switch.If that happens and your daughter loses, then the insurance company will pay the judgment.
It's too bad you didn't keep this in your other thread
why will your daughter lose?Sorry I was not specific to begin with. OK, Owner of car (my daughter) loaned her car out. Driver (at fault) wrecked hitting another car. Daughter cooperated with her insurance company as best she could but neither her nor the insurance company can get the person she loaned the car to (driver) to respond. Insurance company will likely deny claim do to the noncooperation of the driver. The owners of the car he hit (or his insurance company) will sue my daughter and she will loose.
That is about the best I can describe situation I think. (it is her bankruptcy I am talking about)
Thank you,
JR
Here is a link to your other thread, CaptJR: https://forum.freeadvice.com/auto-accidents-vehicle-claims-1/non-cooperation-question-621352.htmlSorry I was not specific to begin with. OK, Owner of car (my daughter) loaned her car out. Driver (at fault) wrecked hitting another car. Daughter cooperated with her insurance company as best she could but neither her nor the insurance company can get the person she loaned the car to (driver) to respond. Insurance company will likely deny claim do to the noncooperation of the driver. The owners of the car he hit (or his insurance company) will sue my daughter and she will loose.
That is about the best I can describe situation I think. (it is her bankruptcy I am talking about)
Thank you,
JR