Ladynred, Which Nolo book to avoid lien?

What is the name of your state? TX

Ladynred, which Nolo book did you get the info on Eliminating Nonpossessory Nonpurchase-Money Security Interests from?

As I read through this, they are talking about lined legal paper (forms included in book) that I can probably re-create, but also preparing a proposed Order to Avoid Nonpossessory, Nonpurchase-Money Security Interest for the judge to sign, preparing a Notice of Motion AND Proofs of Service by Mail !?!?! (which have to be mailed by someone who is not a party to the bankruptcy - WHAT?)

Anyway... I hate to keep bugging you to send me e-mails (unless you REALLLLLY don't mind) but I'm going to need to see this stuff and hope I can find the book at the library to get this done.

[Ladynred]

Nolo Press - "How to File For Chapter 7 Bankruptcy"

the 'lined' legal format is really nothing more than having every line of text numbered, and its either double or triple spaced.


I found a handy template somewhere on the web once, I'll see if I can dig it up.

I understand the avoid lien circumstances, and I have the Nolo book. But I cannot find if you can do this if the loan involved a vechicle ? (It was non-purchase loan,and the vehicle is exempt)
Everything fits except the Nolo does not say "vehicle".

[Ladynred]

If the loan that is secured by the vehicle is not FOR that vehcile, making it a secured loan, then the nonpossessory nonpurchase security interest should be the same (someone correct me if that's wrong).

What are the circumstances behind the car securing the debt ??