lien on car

[hag1119]

What is the name of your state? OHIO

I filed bankruptcy about 2 years ago (in CA). Prior to the filing --I had multiple accounts with one creditor including my car loan --I paid my car loan in full before filing BK and received a letter stating as such, but it indicated since I was still not up to date on other accounts -- they would hold the title. I filed bankruptcy, and everything was discharged from that company, but they won't send me my title. I am now relocated in OHIO and have been trying to get my title. The company has said they won't send me my title because they took a loss on my account. But, even when I ask if I owe them money -- they say NO, but still won't send me the title. Is this some sort of catch 22? If it matters -- I was in California during the duration of the loans and the bankruptcy filing?

I can't get current plates for my car without my title and I the state of California won't send me one, because they say there's a lien on it. Please help?!?

[Who's Liable?]

Did you reaffirm the auto loan?

If not, you paid for a vehicle that you had NO financial obligation to continue paying on...

The creditor is correct in stating that you owe nothing on the car... They cannot even mention to you that you owe 1cent because they would be violating the BK law...

It is a catch 22...