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Consumer Bankruptcy : Chapter 7, Chapter 13, Protection From Claims of Creditors
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Old 07-23-2000, 12:36 AM
down and out
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I posted the question regarding my use of my Ex's ss#. Thank you for your info, I should explain I have had this credit card since 1988. My ex told me to take the card, when our divorce was final. It just so happens out of all the credit cards I had and got rid of I kept the one that is now creating problems. ALL other cards we had were joint. I continued to use this card for the last 12 years, (6 years of that being divorced from him)there were times I even had a zero balance. When our divorce was finalized, the courts told my ex to pay all the bills, up to a certain point and then we both would be responsible for debts incured after the divorce was final. Our divorce was granted in 1994, all the charges I have made myself, that is the reason I turned it in on my BKRPSY, not ever thinking some collector(s) would notice his Social on the credit application, or even having it turned over to one...I sure never put the SS# on with malice !

My BKRPSY was discharged and that card was one of my debts, the amount is $512.00, they discharged $600 something. The $512.00 is what the collection agency wants my ex to pay. They Actually told him they knew he was self employed and drives a BMW...etc has outstanding credit and he should not chance ruining it...Wow...can they do that? Seriously, I really don't want him to pay my bills after 6 years being divorced...but I am cleared of the debt now???? Yes, I am from California. How can it be community property when we have been divorced this long????? The collector is insisting my ex-husband file fraud charges on me and that he has to pay the $512.00 now. My Ex has gotten phone calls every single day from that a--, so in return I am getting yelled at by my ex asking why I haven't paid the payments due...yick!! The collector told him I haven't paid since November. Thanks for the advice, it just so happens my attorney is on vacation right now....
  #2  
Old 07-23-2000, 03:12 PM
Prairielaw
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I can't really provide any more helpful info than I already did. If the ex does not owe it - follow the procedure set forth in the article I gave you on dealing with credit reports and credit agencies. Other than that, wait for your lawyer. And don't lose so much sleep when someone yells fraud - you are not going to jail or anything of the like

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