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Reload this Page my ex is being hounded

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Old 07-25-2000, 12:58 PM
will57
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I live in ga and filed chapter 7 and it has been discharged, the problem is i had a motorcycle that both of us signed the loan on. In the divorce papers it stated that i was responible and not her. I gave it up in chapter7, they can and got it. the problem is the bank is going after my ex for the balance plus added a repo fee to the amount. also the bank sent me a notice of the sale but the letter stated that this was an attempt to collect the debt. Can they do the things above. please help, thanks
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Old 07-27-2000, 01:20 PM
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Yes.

Your bankruptcy released you from the debts, but not your 'ex' (unless this was a joint bankruptcy), making her debt still valid since her name is on the loan (as in co-signer).

You say that the "divorce papers state that I was responsible". You need to read them again.... they probably only say that the PAYMENTS are your responsibility. As such, the divorce papers do not remove your 'ex' from the loan agreement. All this does is allows your 'ex' to sue you for the moneys that she will be out in paying YOUR debt.

Bottom line... the bank can go after your 'ex' for payment and she can then sue you for her loss. And since her damages are 'post-bankruptcy', your bankruptcy probably won't save you.

------------------
Steve Halket
Judgment Recovery of Houston
JRS.Houston@excite.com
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This is my PERSONAL OPINION and is not legal advice! Consult your local attorney for your specific situation and laws!
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