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Consumer Bankruptcy : Chapter 7, Chapter 13, Protection From Claims of Creditors
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  #1  
Old 10-26-2009, 08:04 PM
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notification of creditors


What is the name of your state (only U.S. law)? Maryland
I filed for bankruptcy and gave my attorney all of my credit card statements. After I received my bankruptcy notification I still received bills from Macy's. I told my attorney and he told me just to ignore them. I sent Macy's a copy of bankruptcy notifcation myself but when I received my discharge it said Macy's address was invalid. My attorney said he took care of it for me, but I'm still afraid Macy's was not properly notified. When the courts originally sent bankruptcy notice wouldn't they have known Macy's address was not valid. I gave my attorney the correct and updated address when I filed. Do I need to worry that Macy's is going to sue me?
  #2  
Old 10-26-2009, 09:09 PM
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Macy's won't sue you since, they now know about the bk and it's a simple matter for you to reopen the bk and add them {if the address is inaccurate}.

Look at your bk paperwork and see what addy is on the creditors matrix. If your lawyer used the wrong address it's his error and he should fix it.
  #3  
Old 10-27-2009, 03:35 AM
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Posts: 346

GaAtty


As long as you listed Macy's as a creditor in your bankruptcy they cannot sue you later. When a bankruptcy is filed, the filing itself is "notice to the world", and an individual creditor cannot proceed against the debtor by claiming that they did not receive notice.
  #4  
Old 10-29-2009, 05:41 AM
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Quote:
Originally Posted by GaAtty View Post
As long as you listed Macy's as a creditor in your bankruptcy they cannot sue you later. When a bankruptcy is filed, the filing itself is "notice to the world", and an individual creditor cannot proceed against the debtor by claiming that they did not receive notice.
Thank you for for helping me. I just looked up my credit report on line and saw macy's account was still open with a zero balance, as reported 10/09. Does that mean Macy's reconized bankruptcy or could it mean they sold my debt to someone and now I owe that person the money. I thought my macys account would have closed once I filed for bankruptcy. My lawyer is no help.
  #5  
Old 10-29-2009, 05:43 AM
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Quote:
Originally Posted by bigun View Post
Macy's won't sue you since, they now know about the bk and it's a simple matter for you to reopen the bk and add them {if the address is inaccurate}.

Look at your bk paperwork and see what addy is on the creditors matrix. If your lawyer used the wrong address it's his error and he should fix it.
Thank you for helping me. I really appreciate any help I can get.
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