OC Contact AFTER Filing?

[arrown8606t]

What is the name of your state? WI

I received a letter from MBNA today saying that I was past due on my account and that I need to contact them asap to avoid further action on this account. I filed CH7 on 12/30 and they are aware of it because it the OC is already reporting it as IIB on my credit reports. Can they do this? Should I send a letter back and tell them to contact my attorney or wait and see if they continue to rack up violations?

Thanks!

[Ladynred]

Its very typical, the right hand doesn't know what the left hand is doing ! The computers at MBNA are still spitting out their usual warning notices - so someone hasn't yet coded the account in their systems.

What you should do is try calling them first, remind the phone drone that you get for 'customer service' that you have filed for bankruptcy, MBNA HAS been notified and their continued billing and collection is a violation of the automatic stay ! If you have to, insist on speaking to a supervisor. Have your BK case number handy, along with your filing date.

I'd be willing to bet you never get another bill once you read them the riot act.

[arrown8606t]

Thanks. I was just really surprised to see that letter today since they were the 1st ones to report my BK. I'll give them a call on Monday and tell 'em what's what.