Personal Bankruptcy Ohio

03-02-2001, 02:14 PM

megara

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I'm a full time college student and working full time I've fallen behind on credit cards and loans due to school and family problems. I'm considering filing chapter 7. I'm only delinquent on 1 or 2 bills but the late fees and over limit fees have sky-rocketed the minimums to unpayable on my little income and still eat and pay rent. Is there a minimum debt to file? And what are some reasons for a discharge not to be granted? My income is less than all my minimum payments per month not inlcuding rent, utilities, and food. Thank-you!

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