Personal Property/Animals

I am considering filing chapter 7 and was wondering if I will lose my 2 horses. I have no assets to take, I just can't lose my animals. If it comes down to value, who would appraise them? Thanks in advance.
Disa

In a chapter 7, you are allowed to keep a certain amount of personal property, up to the exemption levels allowed in your particular state.

In Indiana, you are allowed to keep $4,000 in personal property if you file as a single person and $8K if you file jointly with your spouse.

I have no idea what the exemption levels are in your state.

If you file a chapter 13, you can keep property above the exemption levels, which is the upside.

The downside is that you have to make payments from three to five years to a trustee, who distributes this money to your creditors.

Thanks for the reply, it was what I thought. I appreceiate your help!