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Old 11-03-2003, 08:50 AM
pufdady20
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Question

reaffirmation

What is the name of your state? Pennsylvania I filed chapter 7 in April. I have a home equity loan and the lender filed a reaffirmation agreement with the court. The lender did not show up at the hearing on their motion and the court denied the motion to reaffirm, sayind it saw no benefit to me the debtor. The discharge came through in August and now this lender has sent me bills on the home equity loan with back payments due since April when I filed. I don't know what the point of a reaffirmaton agreement is if the lender can ignore the ruling and just collect on the same terms we had before the filing. Do I have any recourse at this point?
  #2  
Old 11-03-2003, 09:30 AM
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Join Date: Feb 2002
Location: Nashville,TN
Posts: 15,706
No, if you don't want the 2nd mortgage lender to foreclose, you're going to have to pay them. Denying the reaffirmation isn't all that uncommon, but you still have to pay them voluntarily - unless you want to let them have your home.
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  #3  
Old 11-03-2003, 07:09 PM
anadude
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sounds like a pro se filing, ouch. i hope you can make the lender happy or your house is going to get foreclosed on.
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