Reaffirmation Agreements

10-21-2001, 11:02 AM

Clipper965 Clipper965 is offline

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Join Date: Sep 2001

Location: Florida

Posts: 103

Reaffirmation Agreements

I am soon to file Chapter 7 in Florida. I currently have 2 Dept Store cards that are current and would like to know if it would be possible to sign reaffirmation agreements on them and keep them after the bankruptcy if they will leave my charging power and credit limit left untouched
l. One has zero balance the other $150 bal or so. I need to know:

Do I approach the dept stores before or during the time I file Chpt 7?

I have seen other posts where the creditor supplys the agreement. Should I insist on using one of my own?

Who submits the agreement to the court for approval?

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