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Old 01-15-2002, 01:13 PM
mbrewer
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reaffirmation consequences

louisiana -
filed bankruptcy 2 yrs ago. have reaffirmation on file with mobile home lender. will be moving out of state. if i stop making payments i know they will repo the home, but if i still owe more than what they could resell for am i responsible? i filed chapter 7. all payments are current at this time. my credit can't get worse. any suggestions...
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Old 03-29-2002, 12:36 AM
JasonRT
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You cannot change your election post-discharge. You still will owe the balance of your reaffirmation agreement after the mobile home is repo'd and sold at auction. You can; however, reopen your bankruptcy and amend it to include the differance. You would need to pay an attorney to do this for you, of course.



[email]JASON@LEGISLATOR.COM[/email]
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