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Old 02-16-2006, 05:07 PM
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Join Date: Feb 2006
Posts: 2

Reaffirmation of mortgage

What is the name of your state? Texas

Hi. I had bankruptcy (ch.7) discharged in Dec. 01. Now I am finding that my lawyer at that time did not file a reaffirmation agreement with my mortgage company. Therefore all this time, my mortgage payments had not helped me reestablish my credit. Whats worse, my credit union advises that since this is not being reflected in my credit report, I may be at the mercy of the mortgage company since they will not be obligated to give me the title whenever I pay-off the house. This has me bothered. Please advise at to what I could or should do. I was young when I filed the bankruptcy and did not really know much about this process 5 years ago.

Thank you in advance.
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Old 02-16-2006, 06:48 PM
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Join Date: May 2001
Posts: 6,451
As long as payments are made, you'll get your title.
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