Recovering from Chapter 7

10-21-2001, 04:33 PM

hazmat911

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Recovering from Chapter 7

I filed for Chapter 7 in May, 1996 (in Texas) when my ex-wife filed for Ch. 7, leaving me with a load of credit card debt. It has been almost 6 years since filing, and I am now in the process of getting info with the credit reporting agencies corrected on my credit reports. Some of the entries on my reports state that they were "charged off" rather than included in the bankruptcy, even though they were included. Should I have them correct these accounts to show them as "included in bankruptcy" or would it be better to leave them reported as "charge-offs"?

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