I hope this is the right forum for this topic, as I could not find one specifically geared towards student loan debt questions. Anyway, my question is, what are the consequences of refusing to pay back your student loans? This is all a hypothetical scenario for right now, but in general, how damaging are the consequences? If I were to attend graduate school and pay for it with student loans, and then refuse to pay back those loans, other than wage garnishment, loss of tax refunds, ruination of my credit, and harassment by collection agencies, is there anything else anyone can do to punish me? I ask this as someone with plans in the near future to live off-the-grid and be as independent from mainstream society as possible, so lack of good credit is not much of an issue to me long-term potentially. My main concern is, would they be able to repossess any vehicles or property? Secondly, would moving abroad allow me to escape from repayment responsibilities? Would living in a country that does not use the U.S. reporting bureaus free me from that debt, or is there a way it could follow me around the world? Let's say I moved to a remote, small country with few ties to the U.S., somewhere like Uruguay or New Zealand perhaps. Would I be free to start over there fresh, or do they still have ways of getting to me and ruining my life?