terryeaton
Member
If they accept it, then it's over because they require I send in a check with my offer... that's the risk. They coul dtake the money, and say ok it was declined, now pay us the remaining $14,000. That's what I'm worried about...You need to understand that they can and will be very aggressive in collecting it. Have you spoken to your bankruptcy attorney about this debt?...and the fact that you did not know it existed until yesterday?
In any case, if OK accepts an offer in compromise they are not allowed to go back on it.
If i fight it in court, I'm wondering if a judge would say I have to pay, but order me to pay less than the total amount they're going after me for. Does anyone know that answer?
As for them coming after me, if I have to I'll stick with cash payments and income for the rest of my life before I pay $14,000 on a $3500 debt from 20 years ago, from a state I moved away from 20 years ago.