I received a court summons in person today with a 20 day limit to respond before default judgement is entered and the collection agency gets whatever it wants, including lien, public sale of property and/or wage garnishment.
Summons is dated June 4 2010 filed in court june 18th, and served to me on July 20th 2010.
First question, when does the 20 days start? 2nd question. How do I respond. 3rd question: can attorneys start the filing process to stop the process and the garnishment of my wages before I pay them their total fee? because that is my problem, I don't have 1500.00, I can make a down payment of about 300.00
I have not filed for chapter 7 bankruptcy yet but plant to, but am trying to find an affordable lawyer that will accept down payment to start filing.
Thanks for any info/advice