Home     Law Advice     Insurance Advice     Community    
Consumer Bankruptcy : Chapter 7, Chapter 13, Protection From Claims of Creditors
Go Back   FreeAdvice Legal Forum > BANKRUPTCY AND CONSUMER CREDIT > Consumer Bankruptcy

Powered by Attorney Pages


  Find An Attorney In Your Area    
 

Reply
 
LinkBack Thread Tools Rate Thread Display Modes
  #1  
Old 02-16-2006, 06:34 AM
Junior Member
 
Join Date: Oct 2005
Posts: 22

Tax return and student loan


What is the name of your state? OH
Hi I have a question regarding tax returns, BK and student loan. Here is the story, I had an old student loan that was being paid through BK 13. We went through the 13 and received our discharge. Long story short involving our home, we had to file another 13 which then was converted to a 7. We are surrendering the house and have since moved. Well, filed our taxes this year and received a refund or so we thought. Apparently our return was taken. Not sure by who, thinking it was the student loan according to the IRS site, should contact this phone number through a financial place. Sure enough, refund was taken. Here are my questions, was it the trustee? No activity has been taken per pacer. Now, I am thinking it is student loan. I know student loans are not discharged. But, can they take return while we are still in BK? Haven't had a chance to talk with attorney yet, do have an appointment scheduled. Any advice... Oh, by the way we filed married joint.What is the name of your state?
  #2  
Old 02-16-2006, 08:38 AM
Member
 
Join Date: Jan 2006
Posts: 191
The filing of a bankruptcy does not affect the ability of a creditor to exercise a right of setoff. It happens all the time with tax refunds when the debtor owes the federal government money.
  #3  
Old 02-16-2006, 08:47 AM
Junior Member
 
Join Date: Oct 2005
Posts: 22
Thank you for your information. So does this mean they are going to keep the refund This is my husbands return and does not have any doing with this debt. Second Marriage. Plus, I am not employed this is all his income. I did read information about filing a form 8379 with IRS to see if A portion is returned. Would I be correct?
  #4  
Old 02-16-2006, 11:03 AM
Member
 
Join Date: Jan 2006
Posts: 191
The answers to all your questions is "yes."
Reply



Currently Active Users Viewing This Thread: 1 (0 members and 1 guests)
 
Thread Tools
Display Modes Rate This Thread
Rate This Thread:

Posting Rules
You may not post new threads
You may not post replies
You may not post attachments
You may not edit your posts

BB code is On
Smilies are On
[IMG] code is Off
HTML code is Off
Trackbacks are On
Pingbacks are On
Refbacks are On
Forum Jump

All times are GMT -5. The time now is 12:37 PM.



IMPORTANT NOTICE
THE VIEWS EXPRESSED ON THIS PAGE WERE NOT REVIEWED BY THE EDITORIAL STAFF OR ATTORNEYS AT FREEADVICE.COM. Thousands of professionally prepared and reviewed questions and answers in 130 legal categories are to be found at the Question and Answer pages at FreeAdvice.com.

F
reeAdvice Forums are intended to enable consumers to benefit from the experience of other consumers who have faced similar legal issues. FreeAdvice does NOT vouch for or warrant the accuracy, completeness or usefulness of any posting or the qualifications of any person responding. Use of the Forums is subject to our Terms and Conditions which prohibit advertisements, solicitations or other commercial messages, or false, defamatory, abusive, vulgar, or harassing messages, and subject violators to a fee for each improper posting. All postings reflect the views of the author but become the property of FreeAdvice. Information on FreeAdvice or a Forum should not be relied upon and is not a substitute for advice from an attorney licensed in your jurisdiction who you have retained to represent you. To locate an attorney visit AttorneyPages.com. Copyright since 1995 by Advice Company. All Rights Reserved.