time frame for discharge of bankruptcy on credit report?

We had a backruptcy in the state of Colorado, 7/92. We recently found out that the bankruptcy laws have been changed from 7 years to 10 years. How do we find out which one we are in (the 7 or 10 year time frame) and once we obtain that time, how do we get the bankruptcy off the credit report? We have started to re-establish our credit, but can't seem to get over the hump of the bankruptcy, all new credit is A-1. We have been denied credit in the past 30 days and requested a report and found only the bankruptcy as the negative. How do we work this out?

[I AM ALWAYS LIABLE]

<BLOCKQUOTE><font size="1" face=" Arial, Verdana, Helvetica">quote:</font><HR>Originally posted by Granny-Wicked:
We had a backruptcy in the state of Colorado, 7/92. We recently found out that the bankruptcy laws have been changed from 7 years to 10 years. How do we find out which one we are in (the 7 or 10 year time frame) and once we obtain that time, how do we get the bankruptcy off the credit report? We have started to re-establish our credit, but can't seem to get over the hump of the bankruptcy, all new credit is A-1. We have been denied credit in the past 30 days and requested a report and found only the bankruptcy as the negative. How do we work this out? <HR></BLOCKQUOTE>


My response:

10 years. It's always been 10 years, and it's still 10 years. The only thing that "may" change, and it's still in Congress, is the manner and qualifications for BK in the future.

IAAL



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