![]() |
| ||||||||||||
| |||||||||||||
| |||||||||||||
| |||||||
| | |
![]() |
| | LinkBack | Thread Tools | Rate Thread | Display Modes |
|
#1
| |||
| |||
| I bought a car from a used car lot in June, I got behind on my payment for August and they came to repossess my car yesterday 9/1/00. I refused to let them take the vehicle and now have the payment for them but am unable to contact anyone at the car lot. Iknwo they are going to want two payments, August and September to keep from taking the car but I will not have the second payment(Sept) till later in the week. This car lot has called my mother and left a messageon her answering machine stating that they needed her to let me know they were going to repossess the car because I was delinquent on two payments, this message was left mid August when I was only one payment behind. Then Friday 9/1/00 they called my sister at her home and told her they needed my address so they could repossess my car for being past due on two payments. When I gave my family information I didnt have their addresses and the salesman told me it was just to phone them incase they couldnt find me to get location information. Can they reveal the details of my debt like this? Can they repossess a vehicle for being less then 10 days past due if Imake the August payment? WHat can I do if they refuse the August payment? Please Help... I feel like a prisoner in my own home watching out windows waiting for the car alarm to go off. Thank You in advance for any advice you can give me. |
|
#2
| |||
| |||
| I am a law school graduate. What I offer is mere information, not to be construed as forming an attorney client relationship. I know in most states there are creditor harassment laws that prevent this sort of harassment. You listed these individuals on your paperwork. This can be construed in two ways: 1) You only gave them permission to contact them for location reasons, limited reasons, not including revealing your debt, etc. 2) You gave them permission to contact these individuals even to try to find you to collect debt -- I know I have to do this with school loans. I want you to talk to with someone first thing in the morning. Contact these sources please: i think you will find peace of mind there: Call your better business bureau in your county and ask about this situation. They serve as mediators and perhaps can talk to the car lot for you to stop the harassment and accept the payments. Here is the information on the BBB: Better Business Bureau Serving Central Texas 2101 S IH 35 Suite 302 Austin TX 78741-3854 Phone: (512) 445-2911 24 hours Fax: (512) 445-2096 Email: info@austin.bbb.org [url="http://www.centraltx.bbb.org/"]http://www.centraltx.bbb.org/[/url] AND contact a contracts/general practice attorney at this site: [url="http://www.attorneypages.com"]www.attorneypages.com[/url] |
|
#3
| |||
| |||
| Thank You lawrat I appreciate the advice alot.... |
![]() |