What are the after effects?

02-15-2005, 03:56 PM

greypilgrim greypilgrim is offline

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Join Date: Feb 2005

Location: Lexington, Virginia

Posts: 3

What are the after effects?

What is the name of your state? Virginia

My debts were discharged under Chapter 7 in March of 2004, so about one year has passed. I may have to buy a new car this summer, since mine is pretty old at this point. The old car I will be selling is paid for, so no outstanding loan on it. My question is, how will my bankruptcy affect my getting financed for a car? I get offers all the time from car dealerships promising me a new car even though I've decalred bankruptcy. I'm kinda wary of these offers. By considering the purchase of a car this soon after bankruptcy, I feel like I may be walking into a slaughterhouse, in terms of interest rates--if I can even get financed. Any advice?

P.S. I belong to a federal credit union, but somehow I doubt they are going to offer me financing.

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