What can be reported?

[sod124]

What is the name of your state? Florida
I filed a Chapter 7 two years ago. On my credit reports some of the creditors are showing info prior to my Cpt 7 where I was late on my payments. What can they show prior to my bankruptcy? If you contact the CC company, do they have to fix all three credit reporting agencys?

 

[Ladynred]

Any history from BEFORE your BK can stay. The accounts should show 'included in bankruptcy' with a ZERO balance and NO lates or charge-offs AFTER your BK was filed.

Any disputes will have to be done with EACH of the 3 CRA's.